THE VALIS FIELD DESK / FREE TOOL
How much of the return
depends on the story?
Put the income, financing and exit assumptions under pressure.
See the cash flow that remains when they move together.
No signup required.
THE PRESSURE TEST
A different exit.
A different outcome.
Income growth falls from 3% to 1%. The exit cap rises to 7.5%. The new-loan rate rises to 7.5%.
Defined scenario, not a forecast| The model | Base | Stress |
|---|---|---|
| Equity multiple | 3.05× | 1.61× |
| Year 1 DSCR | 1.57× | 1.42× |
| Exit equity | $4,156,639 | $2,095,181 |
Your assumptions
SENSITIVITY / LEVERED IRR
The return, across 25 futures.
Financing held at base inputs| Exit cap | 1.0% | 2.0% | 3.0% | 4.0% | 5.0% |
|---|---|---|---|---|---|
| 6.0% | 15.8% | 18.8% | 21.6% | 24.2% | 26.6% |
| 6.5% | 13.7% | 16.9% | 19.8% | 22.4% | 24.9% |
| 7.0% | 11.7% | 15.0% | 18.0% | 20.8% | 23.3% |
| 7.5% | 9.8% | 13.3% | 16.4% | 19.2% | 21.8% |
| 8.0% | 7.9% | 11.5% | 14.8% | 17.7% | 20.4% |
Colors group modeled IRR: below 0%, 0–10%, and 10%+. They are not investment ratings or probabilities.
What is inside this model
Annual cash flows, amortizing debt, growing income and expenses, vacancy, CapEx reserves, selling costs and exit loan balance. Calculated by the same underwriting engine used in Valis.
This focused model excludes acquisition fees, rehabilitation, refinances, interest-only periods, concessions and taxes. The interest-rate stress describes different financing at acquisition, not a reset on an existing fixed-rate loan. Inputs are assumptions; no market or property data is fetched.
BRING THE ACTUAL DEAL